{"id":106963,"date":"2026-04-30T11:18:55","date_gmt":"2026-04-30T11:18:55","guid":{"rendered":"https:\/\/alhayahdevelopment.com\/?p=106963"},"modified":"2026-04-30T11:18:55","modified_gmt":"2026-04-30T11:18:55","slug":"%d8%b4%d8%a7%d9%84%d9%8a%d9%87-%d9%84%d9%84%d8%a8%d9%8a%d8%b9-%d9%81%d9%8a-%d8%a7%d9%84%d8%b3%d8%a7%d8%ad%d9%84-%d8%a7%d9%84%d8%b4%d9%85%d8%a7%d9%84%d9%8a-%d8%af%d9%84%d9%8a%d9%84-2026","status":"publish","type":"post","link":"https:\/\/alhayahdevelopment.com\/en\/%d8%b4%d8%a7%d9%84%d9%8a%d9%87-%d9%84%d9%84%d8%a8%d9%8a%d8%b9-%d9%81%d9%8a-%d8%a7%d9%84%d8%b3%d8%a7%d8%ad%d9%84-%d8%a7%d9%84%d8%b4%d9%85%d8%a7%d9%84%d9%8a-%d8%af%d9%84%d9%8a%d9%84-2026\/","title":{"rendered":"\u0634\u0627\u0644\u064a\u0647 \u0644\u0644\u0628\u064a\u0639 \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a \u2014 \u062f\u0644\u064a\u0644 2026 \u0644\u0644\u0623\u0633\u0639\u0627\u0631 \u0648\u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0648\u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u0642\u0633\u064a\u0637"},"content":{"rendered":"<p>\u0634\u0627\u0644\u064a\u0647 \u0644\u0644\u0628\u064a\u0639 \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a \u2014 \u0643\u0644 \u0627\u0644\u0644\u064a \u0645\u062d\u062a\u0627\u062c \u062a\u0639\u0631\u0641\u0647 \u0642\u0628\u0644 \u0645\u0627 \u062a\u0634\u062a\u0631\u064a<\/p>\n<div dir=\"rtl\" lang=\"ar\">\n<p>\u0644\u0648 \u0628\u062a\u062f\u0648\u0631 \u0639\u0644\u0649 \u0634\u0627\u0644\u064a\u0647 \u0644\u0644\u0628\u064a\u0639 \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a\u060c \u0641\u0627\u0646\u062a \u0645\u0634 \u0644\u0648\u062d\u062f\u0643 \u2014 \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a \u0628\u0642\u0649 \u0627\u0644\u0648\u062c\u0647\u0629 \u0627\u0644\u0627\u0648\u0644\u0649 \u0644\u0644\u0645\u0635\u0631\u064a\u064a\u0646 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\u0627\u0644\u0634\u0645\u0627\u0644\u064a<\/strong><\/a><\/li>\n<li><a href=\"#afdal-manatiq-al-sahel\"><strong>\u0627\u0641\u0636\u0644 \u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a \u0644\u0644\u0634\u0631\u0627\u0621<\/strong><\/a><\/li>\n<li><a href=\"#asaar-al-shalyehat\"><strong>\u0627\u0633\u0639\u0627\u0631 \u0627\u0644\u0634\u0627\u0644\u064a\u0647\u0627\u062a \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a 2025<\/strong><\/a><\/li>\n<li><a href=\"#taqseet-al-sahel\"><strong>\u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a \u2014 \u0634\u0631\u0648\u0637 \u0648\u062e\u064a\u0627\u0631\u0627\u062a<\/strong><\/a><\/li>\n<li><a href=\"#tips-al-shira\"><strong>3 \u0646\u0635\u0627\u064a\u062d \u0642\u0628\u0644 \u0645\u0627 \u062a\u0634\u062a\u0631\u064a \u0634\u0627\u0644\u064a\u0647 \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644<\/strong><\/a><\/li>\n<li><a href=\"#al-sahel-istithmar\"><strong>\u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a \u0643\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u2014 \u0647\u0644 \u0627\u0644\u0648\u0642\u062a \u0645\u0646\u0627\u0633\u0628\u061f<\/strong><\/a><\/li>\n<li><a href=\"#faq\"><strong>\u0627\u0633\u0626\u0644\u0629 \u0634\u0627\u0626\u0639\u0629 \u0639\u0646 \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a<\/strong><\/a><\/li>\n<li><a href=\"#khatima\"><strong>\u062e\u0644\u0627\u0635\u0629 \u2014 \u0627\u0634\u062a\u0631\u064a \u0635\u062d \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a<\/strong><\/a><\/li>\n<\/ul>\n<\/div>\n<figure class=\"wp-block-image aligncenter size-full\"><img fetchpriority=\"high\" class=\"aligncenter\" alt=\"\u0634\u0627\u0644\u064a\u0647 \u0644\u0644\u0628\u064a\u0639 \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a \u0628\u0645\u0634\u0647\u062f \u0628\u062d\u0631\u064a\" width=\"618\" height=\"274\" \/><\/figure>\n<h2 id=\"afdal-manatiq-al-sahel\">\u0627\u0641\u0636\u0644 \u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a \u0644\u0644\u0634\u0631\u0627\u0621 \u0641\u064a 2025<\/h2>\n<p>\u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a \u0645\u0634 \u0645\u0646\u0637\u0642\u0629 \u0648\u0627\u062d\u062f\u0629 \u2014 \u0647\u0648 \u0634\u0631\u064a\u0637 \u0633\u0627\u062d\u0644\u064a \u0628\u064a\u0645\u062a\u062f \u0645\u0646 \u0627\u0644\u0643\u064a\u0644\u0648 60 \u0644\u063a\u0627\u064a\u0629 \u0627\u0644\u0643\u064a\u0644\u0648 300 \u0648\u0645\u0627 \u0628\u0639\u062f\u0647\u060c \u0648\u0643\u0644 \u0645\u0646\u0637\u0642\u0629 \u0644\u064a\u0647\u0627 \u0637\u0627\u0628\u0639 \u0633\u0639\u0631 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\u0645\u0634 \u0628\u0633 \u0641\u064a \u0627\u0644\u0635\u064a\u0641.<\/p>\n<p><strong>\u0631\u0623\u0633 \u0627\u0644\u062d\u0643\u0645\u0629 \u0648\u0627\u0644\u0643\u064a\u0644\u0648 200+:<\/strong> \u0627\u0644\u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0644\u064a \u0634\u0647\u062f\u062a \u0627\u0643\u0628\u0631 \u0635\u0641\u0642\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0641\u064a \u062a\u0627\u0631\u064a\u062e \u0645\u0635\u0631 [\u062a\u062d\u0642\u0642]. \u0627\u0644\u0627\u0633\u0639\u0627\u0631 \u0644\u0633\u0647 \u0641\u064a \u0627\u0644\u0645\u062a\u0646\u0627\u0648\u0644 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0645\u0627 \u0647\u064a \u0631\u0627\u064a\u062d\u0629 \u0644\u064a\u0647\u060c \u0648\u062f\u0647 \u0628\u064a\u062e\u0644\u064a\u0647\u0627 \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0627\u0630\u0643\u0649 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u0627\u0644\u0644\u064a \u0628\u064a\u0641\u0643\u0631 \u0628\u0645\u0646\u0637\u0642 \u0627\u0644\u0639\u0627\u0626\u062f \u0645\u0634 \u0628\u0645\u0646\u0637\u0642 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0641\u0648\u0631\u064a. <a href=\"https:\/\/alhayahdevelopment.com\/property\/%d9%81%d8%b1%d8%b5%d8%a9-%d9%84%d9%84%d8%a7%d8%b3%d8%ab%d9%85%d8%a7%d8%b1-%d9%81%d9%8a-%d8%b1%d8%a7%d8%b3-%d8%a7%d9%84%d8%ad%d9%83%d9%85%d8%a9-%d8%a8%d9%85%d9%82%d8%af%d9%85-%d9%85%d9%84%d9%8a\/\"><strong>\u0627\u0633\u062a\u0639\u0631\u0636 \u0641\u0631\u0635 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0631\u0623\u0633 \u0627\u0644\u062d\u0643\u0645\u0629<\/strong><\/a><\/p>\n<figure class=\"wp-block-image aligncenter size-full\"><img class=\"aligncenter\" alt=\"\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a \u0639\u0644\u0649 \u0627\u0644\u062e\u0631\u064a\u0637\u0629\" width=\"618\" height=\"274\" \/><\/figure>\n<h2 id=\"asaar-al-shalyehat\">\u0627\u0633\u0639\u0627\u0631 \u0627\u0644\u0634\u0627\u0644\u064a\u0647\u0627\u062a \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a 2025<\/h2>\n<p>\u0627\u0644\u0633\u0624\u0627\u0644 \u0627\u0644\u0627\u0643\u062a\u0631 \u0628\u062d\u062b\u0627 \u0639\u0644\u0649 \u062c\u0648\u062c\u0644 \u0647\u0648 &#8220;\u0628\u0643\u0627\u0645 \u0627\u0644\u0634\u0627\u0644\u064a\u0647 \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a\u061f&#8221; \u2014 \u0648\u0627\u0644\u0627\u062c\u0627\u0628\u0629 \u0645\u0634 \u0631\u0642\u0645 \u0648\u0627\u062d\u062f \u0644\u0627\u0646 \u0627\u0644\u0627\u0633\u0639\u0627\u0631 \u0628\u062a\u062a\u0641\u0627\u0648\u062a \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u062d\u0633\u0628 \u0627\u0644\u0645\u0648\u0642\u0639 \u0648\u0627\u0644\u0645\u0633\u0627\u062d\u0629 \u0648\u0646\u0648\u0639 \u0627\u0644\u0648\u062d\u062f\u0629.<\/p>\n<p>\u0634\u0627\u0644\u064a\u0647 \u063a\u0631\u0641\u062a\u064a\u0646 \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0643\u064a\u0644\u0648 100 \u0628\u064a\u0628\u062f\u0627 \u0645\u0646 3 \u0645\u0644\u064a\u0648\u0646 \u062c\u0646\u064a\u0647 \u0648\u064a\u0648\u0635\u0644 \u0644\u0640 8 \u0645\u0644\u064a\u0648\u0646 \u062d\u0633\u0628 \u0627\u0644\u0643\u0645\u0628\u0648\u0646\u062f \u0648\u0627\u0644\u062a\u0634\u0637\u064a\u0628 [\u062a\u062d\u0642\u0642]. \u0641\u064a \u0633\u064a\u062f\u064a \u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0646\u060c \u0627\u0644\u0648\u062d\u062f\u0627\u062a \u0627\u0644\u062c\u0627\u0647\u0632\u0629 \u0628\u0645\u0633\u0627\u062d\u0629 100 \u0645\u062a\u0631 \u0628\u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 5 \u0648 12 \u0645\u0644\u064a\u0648\u0646 \u062c\u0646\u064a\u0647. \u0627\u0645\u0627 \u0641\u064a \u0631\u0623\u0633 \u0627\u0644\u062d\u0643\u0645\u0629\u060c \u0627\u0644\u0627\u0633\u0639\u0627\u0631 \u0644\u0633\u0647 \u0627\u0648\u0641\u0631 \u0648\u0628\u062a\u0628\u062f\u0627 \u0645\u0646 2.5 \u0645\u0644\u064a\u0648\u0646 \u0644\u0644\u0645\u0633\u0627\u062d\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 [\u062a\u062d\u0642\u0642].<\/p>\n<p>\u0646\u0642\u0637\u0629 \u0645\u0647\u0645\u0629 \u0643\u062a\u064a\u0631 \u0645\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0646 \u0628\u064a\u062a\u062c\u0627\u0647\u0644\u0648\u0647\u0627: \u0633\u0639\u0631 \u0627\u0644\u0645\u062a\u0631 \u0641\u064a \u0627\u0644\u0643\u0645\u0628\u0648\u0646\u062f \u0627\u0644\u0645\u062e\u062f\u0648\u0645 \u0628\u0634\u0643\u0644 \u0643\u0627\u0645\u0644 \u0637\u0648\u0644 \u0627\u0644\u0633\u0646\u0629 (\u0627\u0645\u0646\u060c \u0635\u064a\u0627\u0646\u0629\u060c \u062a\u0633\u0647\u064a\u0644\u0627\u062a) \u0627\u063a\u0644\u0649 \u0628\u0646\u0633\u0628\u0629 30-50% \u0645\u0646 \u0627\u0644\u0643\u0645\u0628\u0648\u0646\u062f \u0627\u0644\u0635\u064a\u0641\u064a \u0641\u0642\u0637 \u2014 \u0644\u0643\u0646 \u0639\u0627\u0626\u062f \u0627\u0644\u0627\u064a\u062c\u0627\u0631 \u0641\u064a\u0647 \u0627\u0639\u0644\u0649 \u0628\u0643\u062a\u064a\u0631.<\/p>\n<h2 id=\"taqseet-al-sahel\">\u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a \u2014 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u0627\u062d\u0629<\/h2>\n<p>\u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a \u0628\u0642\u0649 \u0647\u0648 \u0627\u0644\u0645\u062d\u0631\u0643 \u0627\u0644\u0631\u0626\u064a\u0633\u064a \u0644\u0644\u0645\u0628\u064a\u0639\u0627\u062a. \u0645\u0639\u0638\u0645 \u0627\u0644\u0645\u0637\u0648\u0631\u064a\u0646 \u0628\u064a\u0642\u062f\u0645\u0648\u0627 \u0645\u0642\u062f\u0645 \u0628\u064a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 5% \u0648 20% \u0645\u0639 \u062a\u0642\u0633\u064a\u0637 \u064a\u0645\u062a\u062f \u0645\u0646 5 \u0644\u0640 10 \u0633\u0646\u0648\u0627\u062a. \u0644\u0643\u0646 \u0641\u064a \u062a\u0641\u0627\u0635\u064a\u0644 \u0644\u0627\u0632\u0645 \u062a\u0627\u062e\u062f \u0628\u0627\u0644\u0643 \u0645\u0646\u0647\u0627.<\/p>\n<p>\u0627\u0648\u0644 \u062d\u0627\u062c\u0629: \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 &#8220;\u0633\u0639\u0631 \u0627\u0644\u0643\u0627\u0634&#8221; \u0648 &#8220;\u0633\u0639\u0631 \u0627\u0644\u062a\u0642\u0633\u064a\u0637&#8221; \u0628\u064a\u0641\u0648\u0642 \u0627\u062d\u064a\u0627\u0646\u0627 30%. \u064a\u0639\u0646\u064a \u0634\u0627\u0644\u064a\u0647 \u0628\u0640 5 \u0645\u0644\u064a\u0648\u0646 \u0643\u0627\u0634 \u0645\u0645\u0643\u0646 \u064a\u0628\u0642\u0649 \u0633\u0639\u0631\u0647 \u0628\u0627\u0644\u062a\u0642\u0633\u064a\u0637 6.5 \u0645\u0644\u064a\u0648\u0646 \u0639\u0644\u0649 7 \u0633\u0646\u064a\u0646. \u0645\u062d\u062a\u0627\u062c \u062a\u062d\u0633\u0628 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0643\u0644\u064a\u0629 \u0645\u0634 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a \u0628\u0633.<\/p>\n<p>\u062a\u0627\u0646\u064a \u062d\u0627\u062c\u0629: \u0628\u0639\u0636 \u0627\u0644\u0639\u0642\u0648\u062f \u0628\u062a\u062a\u0636\u0645\u0646 &#8220;\u0634\u0631\u0637 \u0627\u0644\u062a\u0636\u062e\u0645&#8221; \u0627\u0644\u0644\u064a \u0628\u064a\u0632\u0648\u062f \u0642\u064a\u0645\u0629 \u0627\u0644\u0627\u0642\u0633\u0627\u0637 \u062a\u0644\u0642\u0627\u0626\u064a\u0627 \u0643\u0644 \u0633\u0646\u0629. \u0627\u0642\u0631\u0627 \u0627\u0644\u0639\u0642\u062f \u0643\u0648\u064a\u0633 \u0627\u0648 \u0627\u0633\u062a\u0639\u0646 \u0628\u0645\u0633\u062a\u0634\u0627\u0631 \u0642\u0627\u0646\u0648\u0646\u064a \u0642\u0628\u0644 \u0645\u0627 \u062a\u0648\u0642\u0639.<\/p>\n<p>\u062a\u0627\u0644\u062a \u062d\u0627\u062c\u0629: \u0641\u064a\u0647 \u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0639\u0644\u0649 \u0648\u062d\u062f\u0629 &#8220;\u062a\u062d\u062a \u0627\u0644\u0627\u0646\u0634\u0627\u0621&#8221; \u0648\u0627\u0644\u0648\u062d\u062f\u0629 &#8220;\u062c\u0627\u0647\u0632\u0629&#8221;. \u0627\u0644\u062c\u0627\u0647\u0632\u0629 \u0628\u062a\u0627\u062e\u062f \u0648\u0642\u062a \u062a\u0633\u0644\u064a\u0645 \u0641\u0648\u0631\u064a \u0644\u0643\u0646 \u0633\u0639\u0631\u0647\u0627 \u0627\u0639\u0644\u0649. \u0627\u0644\u062a\u062d\u062a \u0627\u0646\u0634\u0627\u0621 \u0641\u064a\u0647\u0627 \u0645\u062e\u0627\u0637\u0631\u0629 \u0644\u0643\u0646 \u0627\u0644\u0633\u0639\u0631 \u0627\u062d\u0633\u0646 \u0648\u062f\u0647 \u0645\u0646\u0627\u0633\u0628 \u0644\u0648 \u0628\u062a\u0641\u0643\u0631 \u0628\u0645\u0646\u0637\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631. <a href=\"https:\/\/alhayahdevelopment.com\/property\/%d8%b9%d9%84%d9%89-%d8%a3%d8%b7%d9%88%d9%84-%d8%b4%d8%b7-%d9%81%d9%8a-%d8%a7%d9%84%d8%b3%d8%a7%d8%ad%d9%84-%d8%a7%d9%85%d8%aa%d9%84%d9%83-%d8%b4%d8%a7%d9%84%d9%8a%d9%87-3-%d8%ba%d8%b1%d9%81-%d9%88\/\"><strong>\u0634\u0627\u0644\u064a\u0647 \u0639\u0644\u0649 \u0627\u0644\u0634\u0637 \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0628\u0627\u0644\u062a\u0642\u0633\u064a\u0637<\/strong><\/a><\/p>\n<figure class=\"wp-block-image aligncenter size-full\"><img class=\"aligncenter\" alt=\"\u0639\u0631\u0648\u0636 \u0627\u0644\u062a\u0642\u0633\u064a\u0637 \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a 2025\" width=\"618\" height=\"274\" \/><\/figure>\n<h2 id=\"tips-al-shira\">3 \u0646\u0635\u0627\u064a\u062d \u0639\u0645\u0644\u064a\u0629 \u0642\u0628\u0644 \u0645\u0627 \u062a\u0634\u062a\u0631\u064a \u0634\u0627\u0644\u064a\u0647 \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a<\/h2>\n<p>\u0627\u0644\u0643\u0644\u0627\u0645 \u0627\u0644\u062c\u0627\u064a \u0645\u0634 \u0645\u0648\u062c\u0648\u062f \u0641\u064a \u0645\u0639\u0638\u0645 \u0627\u0644\u0645\u0642\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u0627\u0646\u064a\u0629 \u2014 \u062f\u0647 \u062e\u0644\u0627\u0635\u0629 \u062a\u062c\u0631\u0628\u0629 \u062d\u0642\u064a\u0642\u064a\u0629 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0633\u0627\u062d\u0644.<\/p>\n<p><strong>\u0627\u0644\u0646\u0635\u064a\u062d\u0629 \u0627\u0644\u0627\u0648\u0644\u0649 \u2014 \u0627\u0634\u062a\u0631\u064a \u0641\u064a \u0627\u0644\u0643\u0645\u0628\u0648\u0646\u062f \u0645\u0634 \u0639\u0644\u0649 \u062c\u0646\u0628\u0647:<\/strong> \u0641\u064a\u0647 \u0648\u062d\u062f\u0627\u062a \u0628\u062a\u062a\u0628\u0627\u0639 &#8220;\u0628\u062c\u0648\u0627\u0631&#8221; \u0643\u0645\u0628\u0648\u0646\u062f\u0627\u062a \u0645\u0639\u0631\u0648\u0641\u0629 \u0628\u0627\u0633\u0639\u0627\u0631 \u0627\u0648\u0641\u0631\u060c \u0644\u0643\u0646 \u0645\u0641\u064a\u0634 \u062e\u062f\u0645\u0627\u062a \u0648\u0645\u0641\u064a\u0634 \u0627\u0645\u0627\u0646 \u0648\u0645\u0641\u064a\u0634 \u0642\u064a\u0645\u0629 \u0625\u0639\u0627\u062f\u0629 \u0628\u064a\u0639. \u0627\u0644\u0633\u0639\u0631 \u0627\u0644\u0627\u0631\u062e\u0635 \u062f\u0647 \u062e\u062f\u0627\u0639 \u2014 \u0627\u0644\u0645\u0634\u062a\u0631\u064a \u0627\u0644\u062a\u0627\u0646\u064a \u0645\u0634 \u0647\u064a\u062f\u0641\u0639 \u0641\u064a\u0647 \u0643\u0648\u064a\u0633.<\/p>\n<p><strong>\u0627\u0644\u0646\u0635\u064a\u062d\u0629 \u0627\u0644\u062a\u0627\u0646\u064a\u0629 \u2014 \u062a\u062d\u0642\u0642 \u0645\u0646 \u062a\u0631\u062e\u064a\u0635 \u0627\u0644\u0645\u0637\u0648\u0631 \u0648\u0627\u0644\u0627\u0631\u0636:<\/strong> \u0642\u0628\u0644 \u0645\u0627 \u062a\u062f\u0641\u0639 \u0627\u064a \u0645\u0642\u062f\u0645\u060c \u0627\u0637\u0644\u0628 \u0646\u0633\u062e\u0629 \u0645\u0646 \u0639\u0642\u062f \u0627\u0644\u0627\u0631\u0636 \u0648\u062a\u0631\u062e\u064a\u0635 \u0627\u0644\u0645\u0634\u0631\u0648\u0639. \u0645\u0637\u0648\u0631 \u0628\u062f\u0648\u0646 \u062a\u0631\u062e\u064a\u0635 = \u0645\u062e\u0627\u0637\u0631\u0629 \u0628\u0641\u0644\u0648\u0633\u0643 \u0627\u0644\u0643\u0627\u0645\u0644\u0629. \u062f\u0647 \u0627\u0643\u0628\u0631 \u0645\u0634\u0643\u0644\u0629 \u0641\u064a \u0627\u0644\u0633\u0648\u0642 \u062f\u0644\u0648\u0642\u062a\u064a.<\/p>\n<p><strong>\u0627\u0644\u0646\u0635\u064a\u062d\u0629 \u0627\u0644\u062a\u0627\u0644\u062a\u0629 \u2014 \u0642\u064a\u0651\u0645 \u0627\u0644\u0639\u0627\u0626\u062f \u0627\u0644\u0627\u064a\u062c\u0627\u0631\u064a \u0645\u0634 \u0627\u0644\u0633\u0639\u0631 \u0628\u0633:<\/strong> \u0644\u0648 \u0647\u062a\u0634\u062a\u0631\u064a \u0643\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u060c \u0627\u0633\u0627\u0644 \u0639\u0646 \u0645\u0639\u062f\u0644 \u0627\u0644\u0627\u064a\u062c\u0627\u0631 \u0627\u0644\u064a\u0648\u0645\u064a \u0641\u064a \u0627\u0644\u0643\u0645\u0628\u0648\u0646\u062f \u062f\u0647 \u0627\u0644\u0635\u064a\u0641 \u0627\u0644\u0644\u064a \u0641\u0627\u062a. \u0634\u0627\u0644\u064a\u0647 \u0628\u0640 6 \u0645\u0644\u064a\u0648\u0646 \u0628\u064a\u0623\u062c\u0631 \u0628\u0640 1500 \u062c\u0646\u064a\u0647 \u0641\u064a \u0627\u0644\u064a\u0648\u0645 \u0644\u0645\u062f\u0629 60 \u064a\u0648\u0645 \u0635\u064a\u0641\u064a = 90 \u0627\u0644\u0641 \u062c\u0646\u064a\u0647 \u0633\u0646\u0648\u064a\u0627 = \u0639\u0627\u0626\u062f 1.5% \u0628\u0633. \u062f\u0647 \u0645\u0634 \u0643\u0641\u0627\u064a\u0629. \u0627\u0628\u062d\u062b \u0639\u0646 \u0643\u0645\u0628\u0648\u0646\u062f\u0627\u062a \u0628\u0639\u0627\u0626\u062f \u064a\u0648\u0635\u0644 \u0644\u0640 5-8% [\u062a\u062d\u0642\u0642].<\/p>\n<h2 id=\"al-sahel-istithmar\">\u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a \u0643\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u2014 \u0647\u0644 2025 \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u061f<\/h2>\n<p>\u0627\u0644\u0633\u0624\u0627\u0644 \u062f\u0647 \u0628\u064a\u062a\u0643\u0631\u0631 \u0643\u062a\u064a\u0631\u060c \u0648\u0627\u0644\u0627\u062c\u0627\u0628\u0629 \u0627\u0644\u0635\u0627\u062f\u0642\u0629: \u064a\u0639\u062a\u0645\u062f. \u0644\u0648 \u0628\u062a\u0634\u062a\u0631\u064a \u0644\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0634\u062e\u0635\u064a \u0645\u0639 \u062a\u0623\u062c\u064a\u0631 \u062c\u0632\u0626\u064a \u0641\u064a \u0627\u0644\u0635\u064a\u0641\u060c \u0627\u064a \u0648\u0642\u062a \u0645\u0646\u0627\u0633\u0628 \u0637\u0627\u0644\u0645\u0627 \u0627\u0644\u0633\u0639\u0631 \u0641\u064a \u0645\u062a\u0646\u0627\u0648\u0644 \u0627\u064a\u062f\u0643. \u0644\u0648 \u0628\u062a\u0634\u062a\u0631\u064a \u0628\u062d\u062a \u0643\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u060c 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\u0627\u0644\u0636\u062e\u0645 \u0641\u064a \u0627\u0644\u0645\u0646\u0637\u0642\u0629.<\/p>\n<p>\u0646\u0642\u0637\u0629 \u0644\u0627 \u064a\u062a\u0643\u0644\u0645 \u0641\u064a\u0647\u0627 \u0627\u062d\u062f: \u0627\u0644\u0639\u0627\u0626\u062f \u0627\u0644\u0627\u064a\u062c\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0645\u0648\u0633\u0645\u064a \u062c\u062f\u0627 \u2014 90% \u0645\u0646\u0647 \u0628\u064a\u062d\u0635\u0644 \u0641\u064a \u064a\u0648\u0644\u064a\u0648 \u0648\u0627\u063a\u0633\u0637\u0633. \u062f\u0647 \u0645\u0639\u0646\u0627\u0647 \u0627\u0646 \u0627\u0644\u0634\u0627\u0644\u064a\u0647 \u0639\u0627\u0637\u0644 10 \u0634\u0647\u0648\u0631 \u0641\u064a \u0627\u0644\u0633\u0646\u0629. \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u0627\u0644\u0630\u0643\u064a \u0628\u064a\u062f\u0648\u0631 \u0639\u0644\u0649 \u0643\u0645\u0628\u0648\u0646\u062f\u0627\u062a \u0641\u064a\u0647\u0627 \u062a\u0634\u063a\u064a\u0644 \u0639\u0644\u0649 \u0645\u062f\u0627\u0631 \u0627\u0644\u0633\u0646\u0629 \u0645\u0634 \u0645\u0648\u0633\u0645\u064a \u0628\u0633. <a href=\"https:\/\/alhayahdevelopment.com\/2023\/12\/20\/%d8%a7%d9%84%d8%a7%d8%b3%d8%ab%d9%85%d8%a7%d8%b1-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a-%d9%81%d9%8a-%d9%85%d8%b5%d8%b1-%d8%a3%d9%87%d9%85-%d8%a7%d9%84%d9%85%d9%85%d9%8a%d8%b2%d8%a7%d8%aa\/\"><strong>\u0645\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0645\u0635\u0631<\/strong><\/a><\/p>\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" class=\"aligncenter\" alt=\"\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a \u0645\u0635\u0631\" width=\"618\" height=\"274\" \/><\/figure>\n<h2 id=\"faq\">\u0627\u0633\u0626\u0644\u0629 \u0634\u0627\u0626\u0639\u0629 \u0639\u0646 \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a<\/h2>\n<h3 id=\"faq-kam-sear-shalyeh\">\u0628\u0643\u0627\u0645 \u0627\u0644\u0634\u0627\u0644\u064a\u0647 \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a 2025\u061f<\/h3>\n<p>\u0627\u0633\u0639\u0627\u0631 \u0627\u0644\u0634\u0627\u0644\u064a\u0647\u0627\u062a \u0641\u064a \u0627\u0644\u0633\u0627\u062d\u0644 \u0627\u0644\u0634\u0645\u0627\u0644\u064a \u0628\u062a\u0628\u062f\u0627 \u0645\u0646 \u062d\u0648\u0627\u0644\u064a 2.5 \u0645\u0644\u064a\u0648\u0646 \u062c\u0646\u064a\u0647 \u0644\u0644\u0648\u062d\u062f\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0641\u064a \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0632\u064a \u0631\u0623\u0633 \u0627\u0644\u062d\u0643\u0645\u0629\u060c \u0648\u0628\u062a\u0648\u0635\u0644 \u0644\u0640 15 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\u0644\u0644\u0634\u0631\u0627\u0621\u061f<\/h3>\n<p>\u0644\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0634\u062e\u0635\u064a: \u0633\u064a\u062f\u064a \u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0646 \u0648\u0627\u0644\u0639\u0644\u0645\u064a\u0646 \u0642\u0631\u064a\u0628\u064a\u0646 \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a. \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631: \u0631\u0623\u0633 \u0627\u0644\u062d\u0643\u0645\u0629 \u0648\u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0641\u0648\u0642 \u0627\u0644\u0643\u064a\u0644\u0648 180 \u0641\u064a\u0647\u0627 \u0627\u0639\u0644\u0649 \u0646\u0633\u0628\u0629 \u0646\u0645\u0648 \u0645\u062a\u0648\u0642\u0639\u0629 \u0641\u064a \u0627\u0644\u0627\u0633\u0639\u0627\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0645\u062a\u0648\u0633\u0637.<\/p>\n<h3 id=\"faq-risks\">\u0627\u064a\u0647 \u0645\u062e\u0627\u0637\u0631 \u0634\u0631\u0627\u0621 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